Wage Garnishment Estimator

Coming soon. The most that can lawfully come out of one paycheck after a judgment: federal CCPA limits, support and student loan rules, state bans and caps, and protected bank balances.

15 U.S.C. 1673: the lesser of 25% of disposable earnings or the amount above 30 times the federal minimum wage per week (60x biweekly, 65x semimonthly, 130x monthly). Support orders (50/60% plus 5% for arrears over 12 weeks), federal student loan administrative wage garnishment (15%, 20 U.S.C. 1095a), existing support and garnishments (29 CFR 870.11), the court-judgment requirement for consumer debts, a partial state overlay (Texas, Pennsylvania, North Carolina and South Carolina bar it for consumer debts; New York 10% of gross; Illinois and Massachusetts 15% of gross; Washington 20%; Florida head of family), and the 31 CFR 212 protected amount in bank accounts that receive federal benefits. Amounts only. Early access pending legal review. Not legal advice.

Status: Coming soon. Pricing is set at launch.

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