Washington Payday Loan Collection Check

Live. Collecting a Washington payday (small) loan? RCW 31.45.082: one NSF fee, no attorney fees in a bad-check suit, 3 contacts a week, no home calls 9 p.m.-7:30 a.m.

Collecting a Washington payday (small) loan? Checks the account and each contact against RCW 31.45.082: one NSF fee; no attorneys' fees, interest or damages in a bad-check suit; no criminal or unlawful threats; no uninvited home or work visits; no law-enforcement claims; at most 3 collection contacts a week (Sunday-start) with the borrower or spouse, 1 at work (none after the employer says no), none at home 9 p.m.-7:30 a.m., third parties for location only; and a contact log. Returns violation, review or ok per loan with citations. Nothing stored; not legal advice.

Price: $0.001 per call after 1,000 free per month.

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