Violation Exposure Estimator

Live. Size the statutory damages risk of a compliance incident: FDCPA, TCPA, FCRA or EFTA, individual or class, plus when claims expire.

Send up to 200 incidents (a bad letter batch, dialer calls without consent, a credit-reporting error, an unauthorized debit run) with statute, consumers affected, violations per consumer, class or individual and optional net worth, actual damages and fees. Returns low and high federal statutory exposure (FDCPA $1,000 individual or the lesser of $500,000 or 1% of net worth for a class; TCPA $500 to $1,500 per call or text; FCRA willful $100 to $1,000; EFTA individual and class), the limitations period and when the earliest and latest claims expire, and a portfolio total for ranking remediation. A planning range, not a prediction or legal advice. Nothing stored.

Price: $0.001 per call after 1,000 free per month.

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