Virginia Short-Term Loan Collection Check

Live. Collecting a Virginia short-term or title loan as the licensee? Va. Code 6.2-1816/6.2-2215: contact purposes, debit retry limits, 60-day suit wait.

Send up to 2,000 Virginia short-term (Chapter 18) or motor vehicle title (Chapter 22) loans with debit authorization status, prior failed debits, the default date and up to 500 events each (calls, texts, emails and letters with purpose and text; debit attempts with result and new authorization; remotely created checks; check re-presentment; suits). Applies Va. Code 6.2-1816 and 6.2-2215: allowed contact purposes, FDCPA 1692d-1692f conduct that binds the lender, no criminal threats, written authorization for each debit, stop on request, no new attempt after two failed debits without new authorization, no remotely created checks, and no suit on a short-term loan until 60 days after default. Returns violation, review or ok per loan with citations. Nothing stored; not legal advice.

Price: $0.001 per call after 1,000 free per month.

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