Settlement Offer Letter

Coming soon. Write a lump-sum or payment-plan settlement offer with the right disclosures, honest deadlines and the numbers checked.

Builds the letter, email or text body for a settlement offer and checks it: the amount never exceeds the balance (FDCPA 1692f(1)), installments add up, deadlines are real and say the offer need not be renewed (1692e(5), 1692e(10)), no deadline falls inside the validation period (12 CFR 1006.38(b)), the right mini-Miranda (1692e(11)), the Reg F opt-out notice for email and text (1006.6(e)), time-barred wording with state text for CA, NY, TX, NM, MA and WV (1006.26(b)), 1099-C language only when $600 or more is forgiven, no promise to delete accurate credit reporting (FCRA 623), the California Rosenthal notice and the NYC license number. Uses placeholders instead of personal data. Early access pending legal review. Not legal advice.

Status: Coming soon. Pricing is set at launch.

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