Servicing Transfer Notice Check

Live. Mortgage servicing transfers: were the RESPA hello/goodbye notices on time, and which late fees in the 60-day window must be reversed?

Send up to 2,000 loans with the transfer effective date, notice dates and payments received around the transfer. Checks RESPA Reg X 12 CFR 1024.33: transferor notice at least 15 days before and transferee notice within 15 days after (or one combined notice 15+ days before), the 30-day extension after termination for cause, servicer bankruptcy or FDIC/NCUA proceedings, notices at settlement, and the affiliate, merger and master-servicer exclusions. Flags late fees or late reporting on payments the old servicer received on time during the 60-day protection window. Loan ids only. Not legal advice. Nothing stored.

Price: $0.001 per call after 1,000 free per month.

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