South Carolina Payday Loan Collection Check

Live. Collecting a South Carolina payday loan? S.C. Code 34-39: $550 / 15% / 31-day caps, one fee, no renewals or returned-check charges, cooling-off, no threats.

Collecting a South Carolina payday (deferred presentment) loan? Checks the account and each contact against S.C. Code 34-39-180, -200 and -270: at most $550 advanced and a 15% fee charged once, held at most 31 days, no renewals or repayment with another check, no returned-check charges or other fees, no altered or undated checks, no security, one loan at a time, the same-day and eighth-loan cooling-off rules, no loan during an unpaid extended plan, the 50-cent database fee share, rescission, and no criminal threats. Returns violation, review or ok per loan with citations. Nothing stored; not legal advice.

Price: $0.001 per call after 1,000 free per month.

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