Roll Rate Analyzer

Live. Compare two aging snapshots and see how accounts moved: bucket-to-bucket transition matrix, roll-forward and cure rates, balance flow rates and the implied loss rate.

Send two snapshots (before and after) of account ID, days past due or aging bucket, and balance, up to 20,000 accounts each. You get the transition matrix by count and balance (current, 1-30, 31-60, 61-90, 91-120, 121-180, 181+, charged off, left the book), per-bucket roll-forward, stay, improved and cured-to-current rates, classic balance flow rates, the implied loss rate from current to charge-off, new accounts, and flags for buckets where most accounts roll forward or snapshots that don't line up. Nothing is stored.

Price: $0.002 per call after 1,000 free per month.

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