Retail Charge-off + Re-age Check

Live. When a consumer account must be charged off under the FFIEC retail credit policy, whether a re-age is allowed, and the credit-report removal date.

Send up to 1,000 accounts (open-end or closed-end, date of first delinquency or days past due, optional bankruptcy notice, fraud discovery, deceased loss, charge-off date and re-age request). Returns the charge-off date (180 days open-end, 120 closed-end, sooner for bankruptcy, fraud or deceased), overdue and late charge-off flags, re-age eligibility (9 months open, 3 consecutive minimum payments, once per 12 months, twice per 5 years) and the FCRA 605(c) removal date. Not legal or accounting advice. Nothing stored.

Price: $0.000 per call after 1,000 free per month.

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