RESPA Error & Info Request Check

Live. Mortgage notices of error and information requests: every Reg X clock (5-day ack, 7/30/10-day answers), exemptions and the 60-day reporting bar.

Send up to 2,000 written notices of error or requests for information on a mortgage loan with the received, acknowledged, response and any extension dates. Applies Reg X 12 CFR 1024.35 and 1024.36: acknowledgment within 5 business days; payoff errors in 7 business days and foreclosure errors before the sale or in 30 (no extension); other errors and requests in 30 business days plus 15 with a timely written extension that gives reasons; owner/assignee identity in 10 business days; the 5-day early-correction safe harbor; the good-faith-only rule within 7 days of a sale; duplicative, overbroad and untimely exemptions with the 5-day notice; no fee or payment condition; and no adverse credit reporting on a disputed payment for 60 days. Not legal advice. Nothing stored.

Price: $0.001 per call after 1,000 free per month.

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