Rescission Window Check

Live. Home-secured loans: is the 3-day right to rescind still open or extended to 3 years, and was it exercised?

Send up to 2,000 dwelling-secured loans with consummation, notice, disclosure, disbursement, sale and rescission dates. Applies Reg Z 12 CFR 1026.23: three business days (Sundays and federal legal holidays skipped, on the actual holiday date) from the latest of consummation, notice and material disclosures; the 3-year extension when notices or disclosures were not delivered, ending early on transfer or sale; the residential-mortgage-transaction and same-creditor refinance exemptions (new money stays rescindable); disbursement during the window without a signed emergency waiver; and after rescission, the void security interest and the 20-day return and release deadline. Not legal advice. Nothing stored.

Price: $0.001 per call after 1,000 free per month.

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