Payoff Quote Builder

Live. Get the exact payoff on any date, with the per-day interest, a good-through date and amount, and only the fees you are allowed to collect.

Send the as-of date, principal and, if any, the interest rate with its day count (actual/365, actual/360 or 30/360) and where it comes from (contract, statute or judgment), fees and credits. You get the payoff today, the per-day interest, a good-through date and amount, a day-by-day table and a ready-to-send quote line. Interest or fees with no stated authority are left out and flagged (FDCPA 1692f(1), Reg F 1006.22(b)). Pending payments are shown both ways, so a returned payment never leaves the payoff short, and credit balances and rates over 36% are flagged. Simple interest, pure arithmetic; nothing is stored.

Price: $0.001 per call after 1,000 free per month.

DebtLayer · Tools · Free tools · Docs · support@debtlayer.io