Payment Propensity Scorer

Live. Rank accounts by likelihood to pay with a transparent points model: a 0-100 score, band, suggested treatment and the reasons, with no-contact accounts set aside first.

Send up to 1,000 accounts with payment history (last payment, payment count, promises kept and broken), charge-off age, balance and contactability (right-party contacts, inbound contacts, portal visits, verified phone and address, email). Each account gets a 0-100 score, a band, a suggested treatment (call first, digital first, settlement offer, hardship plan, skip trace) and its top reasons in plain words. Disputed, cease, attorney, bankruptcy, deceased, identity-theft and active-duty accounts are set aside unscored with the reason. Protected traits and proxies (age, date of birth, name, ZIP, language, benefits, marital status) are refused. Billed per account; nothing is stored.

Price: $0.000 per call after 1,000 free per month.

DebtLayer · Tools · Free tools · Docs · support@debtlayer.io