Payday Payment Withdrawal Check
Live. Re-presenting a payday or title loan payment? CFPB rule 1041.8: two failed pulls and you stop, plus the notices you owe.
Send up to 2,000 consumer accounts with each payment transfer attempt (date, result, channel, amount, kind), the consumer-rights notice date and delivery method, and any new authorization or consumer-requested immediate transfer. Applies 12 CFR 1041.8(b) (no further transfers after two consecutive insufficient-funds returns from the same account, across covered loans and channels; a success resets the count), 1041.8(c) (new specific signed authorization for date, amount and channel, obtained after the consumer receives the rights notice), 1041.8(d) (single immediate transfer at the consumer's request within 1 business day), 1041.9(c) (consumer-rights notice within 3 business days) and 1041.9(b) first and unusual withdrawal notice windows. Returns blocked-since dates, notice deadlines and cited findings. Nothing stored.
Price: $0.001 per call after 1,000 free per month.
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