Oregon Payday Loan Collection Check

Live. Collecting an Oregon payday loan? ORS 725A: 36% cap plus one origination fee, 31-day term, 2 renewals, one $20 NSF fee as the only dishonor remedy.

Collecting an Oregon payday loan? Checks the account and each contact against ORS 725A.060 and 725A.064: 36% rate cap plus one origination fee (lesser of $10 per $100 or $30), 31-day minimum term, no other fees or prohibited clauses, 2 renewals, 7-day cooling-off, one NSF fee of $20 plus the actual bank fee as the only dishonor remedy (no ORS 30.701 damages or attorney fees), one loan at a time and no wage assignment. Returns violation, review or ok per loan with citations. Nothing stored; not legal advice.

Price: $0.001 per call after 1,000 free per month.

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