Negative Information Notice Check

Live. Reporting late payments to the credit bureaus? FCRA 623(a)(7) notice timing, placement and model B-1/B-2 wording.

Send up to 2,000 accounts with furnisher type, first negative reporting date and notice details. Applies FCRA 623(a)(7) (15 U.S.C. 1681s-2(a)(7)) and the Reg V Appendix B model notices: covered furnishers (financial institutions that extend credit and report to nationwide bureaus; not debt buyers or collectors), a written notice before or within 30 days after first reporting negative information, one notice per account, no pre-reporting notice inside TILA initial disclosures, clear and conspicuous placement, model B-1/B-2 wording (flags B-2 sent before reporting), and the reasonable-procedures safe harbor. Not legal advice. Nothing stored.

Price: $0.001 per call after 1,000 free per month.

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