North Dakota Payday Loan Collection Check

Live. Collecting a North Dakota payday loan? N.D.C.C. 13-08-12: 20% fee cap, $500 / $600 limits, one renewal, $40 returned charge, no criminal threats.

Collecting a North Dakota payday (deferred presentment) loan? Checks the account and each contact against N.D.C.C. 13-08-12: fee at most 20%, at most $500 disbursed and $600 outstanding, one renewal (20% fee, 60 days total, 15-day minimum), a 12-month no-fee workout, one returned charge of at most $40 (6-08-16(2)), no other default fees, no criminal penalties or threats unless the account was closed at origination, no prohibited contract clauses or property taken without civil process, and no refinancing with the same licensee. Returns violation, review or ok per loan with citations. Nothing stored; not legal advice.

Price: $0.001 per call after 1,000 free per month.

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