Minimum Payment Payoff

Live. How long and how much it costs to pay a card balance at the minimum vs a 36-month plan vs your settlement or plan offer.

Send up to 100 revolving balances with APR (and optional minimum-payment formula, fees and an offer). Simulates paying only the minimum and returns months and total cost (or never pays off), the 36-month payoff payment and savings (Reg Z 1026.7(b)(12) CARD Act math), a plain-English minimum payment warning, and a comparison with a lump-sum or payment-plan offer with the settled-reporting and 1099-C caveat. For truthful negotiation and hardship conversations. Nothing stored.

Price: $0.000 per call after 1,000 free per month.

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