Loss Mitigation Timeline Check

Live. Mortgage default servicing deadlines: acknowledgment, 30-day evaluation, appeal, 120-day referral wait and dual-tracking holds.

Send up to 2,000 cases with delinquency, application, decision, first-filing and sale dates. Computes RESPA Reg X 12 CFR 1024.41 deadlines: written acknowledgment within 5 business days of an application received 45+ days before sale, evaluation and decision within 30 days of a complete application received more than 37 days before sale, 14- or 7-day acceptance windows, the 14-day appeal window for modification denials (90+ days before sale), no first foreclosure notice or filing until more than 120 days delinquent, and dual-tracking holds while a protected application is pending. Returns on track, action required or hold/violation with citations. Ids and dates only. Not legal advice. Nothing stored.

Price: $0.001 per call after 1,000 free per month.

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