Louisiana Payday Loan Collection Check

Live. Collecting a Louisiana payday loan? La. R.S. 9:3578.4/9:3578.6: 16.75% fee cap, 36%/18% post-maturity rate, actual NSF cost only, no prosecution or credit reporting.

Collecting a Louisiana payday (deferred presentment) loan? Checks the account and each contact against La. R.S. 9:3578.4 and 9:3578.6 (as amended 2025): fee at most 16.75%, post-maturity rate at most 36% (18% after 12 months), one returned-check reimbursement at actual bank cost, no other fees, partial payments of $50+ accepted, no loan splitting, no rollover without a 25% paydown, no property interest, Social Security checks, criminal referral or negative credit reporting, and no criminal threats or misleading statements. Returns violation, review or ok per loan with citations. Nothing stored; not legal advice.

Price: $0.001 per call after 1,000 free per month.

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