Judgment Interest Calculator

Coming soon. Post-judgment interest, payments and payoff for a consumer judgment, by state, before you send a demand.

Calculates post-judgment interest and the payoff for a consumer collection judgment. Uses the state rate (New York 9%, or 2% on consumer-debt judgments from April 30, 2022; California 10%, or 5% on medical and personal-debt judgments under $200,000 entered from 2023; Illinois 9%, or 5% on consumer-debt judgments of $25,000 or less; Massachusetts 12%; Pennsylvania 6%), the published rate for Texas, Florida, New Jersey, Georgia and federal judgments (28 U.S.C. 1961, compounded annually), or the rate stated in the judgment. Simple interest on an actual/365 basis with payments applied to interest first, then principal. Returns interest accrued and paid, principal balance, per diem and payoff, and blocks a demand above the payoff (FDCPA 1692e(2)(A), 1692f(1); Reg F 1006.18, 1006.22(b)) or collection on a satisfied, vacated, discharged or expired judgment. Amounts and dates only. Early access pending legal review. Not legal advice.

Status: Coming soon. Pricing is set at launch.

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