Illinois 36% Predatory Loan Collection Check

Live. Collecting an Illinois loan made since 3/23/2021? Predatory Loan Prevention Act: above 36% Military APR = null and void, nothing collectable.

Collecting an Illinois online, installment, payday or title loan made on or after March 23, 2021? Checks each loan and contact against the Predatory Loan Prevention Act (815 ILCS 123/15-5-5): a Military APR above 36%, all fees and add-on products counted, makes the loan null and void with no principal, fee or interest collectable (15-5-10); rent-a-bank and other evasion schemes are covered (15-5-15). Flags collecting a void loan (FDCPA 1692e(2)(A), 1692f(1)) and arrest threats. Not legal advice.

Price: $0.001 per call after 1,000 free per month.

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