Flat-Rating Check

Live. Collection letters on someone else's letterhead? FDCPA 1692j flat-rating and the false-name creditor rule.

Send up to 500 letter programs with the named party type (agency, attorney, other third party, creditor alias), who actually sends the letters, whether the named party reviews accounts, takes calls, handles disputes, receives payments, decides next steps, controls content and is paid for collection work, per-letter fees, letters-only service, attorney file review, payments routed to the creditor and creditor return addresses. Applies FDCPA 15 U.S.C. 1692j (forms that create the false belief that a third party is collecting, and furnisher liability under 1692j(b) and 1692k), the 1692a(6) false-name clause, 1692e(3) attorney letterhead and 1692e(14) true name. Returns risk, a participation score and cited findings. Nothing stored.

Price: $0.001 per call after 1,000 free per month.

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