EFT Error Resolution Gate

Live. Debit card, ACH or ATM dispute (Reg E 1005.11): is it covered, what are the deadlines, and can you collect the disputed amount?

Send up to 500 electronic fund transfer disputes on consumer accounts (debit card, ACH, ATM, P2P). Checks the 60-day notice window from the statement, the 10-business-day investigate-or-provisionally-credit deadline (20 for new accounts), the 45-day or 90-day finish (new account, point-of-sale or foreign-initiated), written-confirmation rules for oral notices, whether the disputed amount or overdraft it caused may be collected or charged off today, steps after resolution (1-business-day correction, 3-business-day report, 5-business-day notice before reversing a provisional credit), and the 1005.6 unauthorized-transfer liability cap ($50, $500 or unlimited after 60 days). Not legal advice. Nothing stored.

Price: $0.001 per call after 1,000 free per month.

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