Dialer Subrogation Protections Check

Live. Subrogation and auto accident damage claim check before dialing on auto, motorcycle, commercial vehicle, fleet, rideshare and property damage claims an insurer or owner is recovering: per account hold / review / ok from the facts on file (no insurer or creditor authority; open disputes; bankruptcy; releases or settlements on file; the consumer's own liability insurer not yet tendered, still handling the claim or denying it; fault disputed with no ruling; owner vs driver; undocumented damages; added fees; loss of use or diminished value; license suspension plans with or without a judgment; old accident dates; payment plan requests), with citations, closer notes and whether the closer may quote a balance. Facts only, no names, claim, policy or plate numbers. Not legal advice.

For subrogation recovery units, agencies, law firms, insurers and fleet owners, and anyone running an AI closer or dialer on accident damage claims: send as_of (YYYY-MM-DD) and accounts (ref, niche, optional accident_date, plus creditor_authority_on_file, dispute_open, bankruptcy_filed, consumer_insured_at_time, own_insurer_claim_pending, own_insurer_denied, liability_disputed, fault_adjudicated, judgment_on_file, release_or_settlement_on_file, damages_documented, loss_of_use_or_diminished_value_included, fees_added, license_suspension_planned, consumer_not_driver, payment_plan_requested). You get a hold / review / ok action per account with reason codes, citations (FDCPA 1692e / 1692f, Hawthorne v. Mac Adjustment on FDCPA coverage of tort claims, state financial responsibility laws), closer notes and may_quote_balance, plus a summary. Use it before the closer quotes a balance, threatens nothing, and routes holds to a human. Names, claim, policy, police report and plate numbers, VINs and other PII are refused. Nothing is stored. Not legal advice.

Price: $0.001 per record after 1,000 free per month.

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