Dialer School Debt Protections Check

Live. School and tuition debt protections check before dialing college, trade school, bootcamp, K-12 and income share agreement accounts: per account hold / review / ok from the facts on file (no assignment or placement from the school; open disputes; federal student loans that belong in the federal workflow; transcript holds, including where state law bans them or the Title IV terms were paid; withdrawals without a refund calculation; closed schools or cancelled programs; balances from a school error; income share agreements not handled as loans; parents who did not sign; charges to a minor; collection fees not in the contract; tax refund offsets or garnishment without a judgment; old balances) and whether the closer may quote a balance. Not legal advice.

For agencies, schools, colleges, bootcamps and ISA providers collecting tuition and institutional balances, and anyone running an AI closer or dialer on them: send as_of (YYYY-MM-DD) and accounts (ref, niche, optional balance_date, plus creditor_authority_on_file, dispute_open, federal_student_loan, transcript_hold_active, transcript_hold_banned_in_state, title_iv_terms_paid_or_on_plan, withdrew_mid_term, refund_calculation_on_file, school_closed_or_program_cancelled, balance_from_school_error, income_share_agreement, isa_handled_as_loan, contacting_parent, parent_signed_agreement, student_minor_when_charged, collection_fee_charged, collection_fee_in_contract, federal_offset_or_garnishment_planned, court_judgment_on_file). Get hold / review / ok per account, may_quote_balance, reason codes with citations and closer notes. No names, phone numbers, addresses, student IDs, FSA IDs, transcripts, grades, account numbers or notes are accepted. Nothing is stored. Not legal advice; state laws vary.

Price: $0.001 per record after 1,000 free per month.

DebtLayer · Tools · Free tools · Docs · support@debtlayer.io