Dialer Repo Deficiency Balance Check

Live. Repo deficiency balance check before dialing auto and BHPH deficiency accounts: per account hold / review / ok from the repossession ledger (deficiency rebuilt as balance + allowed costs - sale proceeds - credits: sale proceeds not credited, deficiency overbilled, surplus owed, deficiency billed before the sale or with no sale on file, low sale price, costs high vs proceeds, pending GAP / refund credits, related-party sale), with reason codes and the notes your AI closer must follow.

For auto lenders, BHPH dealers and agencies running an AI closer or dialer on repossession deficiency accounts: send as_of (YYYY-MM-DD), optional tolerance, low_price_pct and cost_ceiling_pct, and accounts (ref, niche, state, repossessed_on, sold_on, deficiency_billed_on, balance_at_repo, repo_costs, storage_costs, sale_costs, sale_proceeds, other_credits, deficiency_billed, stated_value, credits_pending, related_party_sale). Get per account hold (don't quote the balance until it clears), review (confirm first) or ok, with the rebuilt deficiency, reason codes, UCC Article 9 / FDCPA citations and closer notes (quote only the rebuilt deficiency; never say the sale price doesn't come off; a surplus goes to the consumer), plus totals by reason. Pair with Dialer Repo Sale Notice Check for the notice and redemption timeline. Refs, states, dates, amounts and flags only; phones, names, emails, addresses, VINs, plates, notes and keys are refused. Nothing stored. Operations aid, not legal advice.

Price: $0.001 per record after 1,000 free per month.

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