Dialer Recovery Limits Check
Live. Recovery limits check before dialing military, student loan, auto, buy here pay here and judgment accounts: per account hold / review / ok from the facts on file (Military Lending Act loan requiring a military allotment or arbitration or above the 36% MAPR, federal student loan discharged or with a closed school, borrower defense, disability or false certification discharge pending while collection is planned, remote vehicle disabling after a cure or without notice, repossession after an objection, from a garage or locked area or with police help but no court order, levy on a 401(k), pension, TSP or IRA, workers' comp or injury settlement money targeted), whether the AI closer may quote a balance, with reason codes and the notes your closer must follow.
For payday, installment and auto lenders serving servicemembers, buy here pay here dealers, student loan servicers and guaranty agencies, repossession managers, judgment creditors, debt buyers and agencies running an AI closer or dialer: send as_of (YYYY-MM-DD) and accounts (ref, niche, state, plus mla_covered_borrower, allotment_required, arbitration_required, mapr_pct, fees_excluded_from_mapr, federal_student_loan, school_closed_while_enrolled, discharge_application_pending, discharge_approved, discharge_type closed_school / borrower_defense / tpd / false_certification / other / none, collection_planned, starter_interrupt_device, remote_disable_planned, advance_notice_given, consumer_cured, repo_planned, consumer_objected, vehicle_in_enclosed_area, police_assist_planned, court_order, retirement_funds_targeted, retirement_account_type, tax_or_support_debt, settlement_funds_targeted, settlement_type workers_comp / personal_injury / wrongful_death / other / none, statutory_lien, judgment_entered). Get per account hold (fix it before any call), review (confirm first) or ok, with reason codes, Military Lending Act, Higher Education Act, UCC 9-609, ERISA, Bankruptcy Code and FDCPA / Regulation F / CFPA citations, closer notes and may_quote_balance, plus totals by reason. Pair with Dialer Benefit Protections Check and Can Call Now. Refs, states, yes/no facts, types and percentages only; phones, names, addresses, card and loan numbers, school, employer, attorney and plan names, device ids, locations, notes and keys are refused. Nothing stored. Operations aid, not legal advice.
Price: $0.001 per record after 1,000 free per month.
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