Dialer Premium Finance Protections Check

Live. Insurance premium finance check before dialing (financed auto, home, renters and commercial insurance premiums): per account hold / review / ok from the facts on file (policy type; agreement status; no creditor authority; open disputes; bankruptcy; attorney representation; cancellation with no notice of intent to cancel; unearned premium not received or not credited; premiums billed after cancellation; fees over the state cap; reinstatement requests; credit reporting or lawsuits before the return premium is credited; paid-off agreements; payment plans), and whether the closer may contact the consumer, demand payment or quote a balance, with reason codes and closer notes. Keyless, nothing stored, not legal advice.

For agencies, creditors, debt buyers, premium finance companies and anyone running an AI closer or dialer: send as_of (YYYY-MM-DD) and accounts (ref, niche, policy_type auto / home / renters / commercial / other / unknown, agreement_status active / notice_of_intent_sent / cancelled / paid_off / unknown, plus yes/no facts: creditor_authority_on_file, dispute_open, bankruptcy_filed, attorney_represented, notice_of_intent_sent, cancellation_notice_sent, unearned_premium_received, unearned_premium_credited, coverage_after_cancellation_billed, fees_within_state_cap, reinstatement_requested, credit_reporting_planned, lawsuit_planned, payment_plan_requested). Get hold / review / ok per account with reasons, citations (FDCPA, Reg F, FCRA, the premium finance agreement and policy, state premium finance acts and insurance codes) and closer notes, plus may_contact_consumer, may_demand_payment and may_quote_balance; may_threaten_cancellation is always false. Insured, agent, broker, insurer, carrier, adjuster and finance company names, policy, claim, agreement and VIN numbers, addresses, account numbers and other PII are refused. Billed per account. Operations aid, not legal advice.

Price: $0.001 per record after 1,000 free per month.

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