Dialer Niche Protection Hold Check

Live. Niche protection hold check before dialing: per account hold / review / ok from medical, student loan, auto, payday, credit card and utility protection flags (insurance pending or under appeal, financial assistance pending, federal relief or discharge applications, belongings in a repossessed vehicle, returned checks, closed cards, medical certificates, winter moratoriums, energy assistance), with reason codes and the notes your AI closer must follow.

For agencies running an AI closer or dialer on niche portfolios: send as_of (YYYY-MM-DD) and accounts (ref, niche, state and yes/no flags: insurance_pending, insurance_appeal_pending, insurance_appeal_ended_on, financial_assistance_pending, relief_request, loan_family, personal_property_inside / returned, returned_check, card_closed, medical_certificate_on_file / expires_on, life_support, winter_moratorium_active, energy_assistance_pending). Get per account hold (don't dial for payment until it clears), review (confirm status first) or ok, with reason codes, citations and closer notes (never tell a patient to stop waiting for insurance, never call a returned check a crime, never promise a closed card reopens, never hold repo belongings as leverage), plus Delaware's 60-day appeal hold, flags that don't fit the niche, duplicates and totals by niche and reason. Refs, niche, state, dates and flags only: phone numbers, names, addresses, diagnoses, notes and keys are refused. Nothing stored; operations aid, not legal advice.

Price: $0.001 per record after 1,000 free per month.

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