Dialer Marine RV Protections Check
Live. Marine / boat, RV and marina debt check before dialing (boat, personal watercraft and RV loans, marina slip / dockage, dry storage and boatyard repair balances): per account hold / review / ok from the facts on file (account type; no creditor authority or contract; disputes; attorney representation; bankruptcy; commercial purpose; preferred ship mortgages on documented vessels; repossession with no completed sale; deficiency without sale notice; marina / storage / repair lien sale notice; storage fees outside the contract; court orders; open insurance claims; servicemember and abroad owners; payment plans), and whether the closer may contact the owner, demand payment, quote a balance or add storage fees, with reason codes and closer notes. Keyless, nothing stored, not legal advice.
For marine and RV lenders, marinas, dry storage yards, boatyards, agencies and anyone running an AI closer or dialer on boat, PWC, RV, slip, storage or repair balances: send as_of (YYYY-MM-DD) and accounts (ref, niche marine / rv / generic, account_type boat_loan / pwc_loan / rv_loan / marina_slip / storage_yard / repair_lien / other / unknown, plus yes/no facts: creditor_authority_on_file, contract_on_file, dispute_open, bankruptcy_filed, attorney_represented, consumer_purpose, vessel_documented, preferred_mortgage_recorded, repossessed, sale_notice_sent, sale_completed, deficiency_claimed, lien_sale_notice_sent, storage_fees_in_contract, court_order_on_file, insurance_claim_open, owner_military, owner_outside_us, payment_plan_requested). Get hold / review / ok per account with reasons, citations (FDCPA 1692e / 1692f, 46 U.S.C. 31301-31343 on preferred ship mortgages and maritime liens, Supplemental Admiralty Rule C, UCC 9-609 / 9-611 / 9-614 / 9-626, SCRA 50 U.S.C. 3952, state marina, storage and mechanic's lien laws flagged for review) and closer notes, plus may_contact_owner, may_demand_payment, may_quote_balance and may_add_storage_fees; may_threaten_seizure is always false. Owner, marina, lender and insurer names, hull IDs / HINs, vessel names, documentation, registration, title, VIN and slip numbers, addresses, amounts, account, loan, policy and claim numbers and other PII are refused. Billed per account. Operations aid, not legal advice.
Price: $0.001 per record after 1,000 free per month.
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