Dialer Manufactured Home Protections Check

Live. Manufactured / mobile home check before dialing (lot rent, park fees, chattel home loans, utility pass-throughs): per account hold / review / ok from the facts on file (account type; how the home is titled; no creditor authority; open disputes; bankruptcy; attorney representation; no right-to-cure notice or a cure period still running; removal planned without a court order; lot-rent eviction without notice; sale in place requests; lien sales without abandonment notice; deficiency claims; unnoticed rent increases; payment plans), and whether the closer may contact the consumer, demand payment or quote a balance, with reason codes and closer notes. Keyless, nothing stored, not legal advice.

For agencies, manufactured home communities, chattel lenders, debt buyers and anyone running an AI closer or dialer on manufactured or mobile home accounts: send as_of (YYYY-MM-DD) and accounts (ref, niche, account_type lot_rent / chattel_loan / park_fees / utility_passthrough / other / unknown, home_titled_as personal_property / real_property / unknown, plus yes/no facts: creditor_authority_on_file, dispute_open, bankruptcy_filed, attorney_represented, cure_notice_sent, cure_period_expired, court_order_obtained, removal_planned, eviction_notice_sent, sale_in_place_requested, abandonment_notice_sent, lien_sale_scheduled, deficiency_planned, rent_increase_noticed, payment_plan_requested). Get hold / review / ok per account with reasons, citations (FDCPA, Reg F, UCC 9-609 / 9-611 / 9-614 / 9-615, TILA / 12 CFR 1026 for chattel loans, state manufactured home park and right-to-cure statutes flagged for review) and closer notes, plus may_contact_consumer, may_demand_payment and may_quote_balance; may_threaten_removal is always false. Names, park and community names, lot numbers, addresses, VIN / HUD label / serial / title numbers, amounts, account and routing numbers and other PII are refused. Billed per account. Operations aid, not legal advice.

Price: $0.001 per record after 1,000 free per month.

DebtLayer · Tools · Free tools · Docs · support@debtlayer.io