Dialer Judgment Debt Protections Check

Live. Civil judgment check before dialing or planning a garnishment or levy on card, auto, personal loan, medical, rent, utility, telecom and other accounts that went to court: per account hold / review / ok from the facts on file (no assignment or placement from the creditor; open disputes; bankruptcy; no judgment on file; vacated, set-aside and satisfied judgments and unrecorded satisfactions; expired or soon-to-expire enforcement periods; default judgments and contested service; fees or interest beyond the judgment; filed exemption claims; exempt income only and planned garnishments or levies; payment plan requests) and whether the closer may quote a balance. Not legal advice.

For agencies, servicers, debt buyers, collection law firms and creditors, and anyone running an AI closer or dialer, on accounts with a court judgment: send as_of (YYYY-MM-DD) and accounts (ref, niche, optional judgment_date and enforcement_expires_on, plus creditor_authority_on_file, dispute_open, bankruptcy_filed, judgment_on_file, judgment_vacated, judgment_satisfied, satisfaction_recorded, default_judgment, service_contested, fees_added_beyond_judgment, interest_above_judgment_rate, exemption_claim_filed, exempt_income_only, garnishment_or_levy_planned, payment_plan_requested). Get hold / review / ok per account, may_quote_balance, reason codes with citations and closer notes. No names of consumers, plaintiffs, attorneys, judges, employers or banks, case, docket, writ or levy numbers, courts, phone numbers, addresses, SSNs, income amounts, account numbers or notes are accepted. Nothing is stored. Not legal advice; state laws vary.

Price: $0.001 per record after 1,000 free per month.

DebtLayer · Tools · Free tools · Docs · support@debtlayer.io