Dialer Incarceration Protections Check

Live. Incarceration check before dialing on credit cards, personal, auto and payday loans, installment purchases, residential leases, private student loans, medical, utility and telecom accounts: per account hold / review / ok from the facts on file (no creditor authority; open disputes; bankruptcy; court fines and restitution routed to court debt handling; consumers in custody or pretrial detention with no calls into the facility; facility staff and probation or parole officer contact; supervision condition claims; facility mail and envelope language; inmate trust, commissary and prison wage levies without a court order; family asked to pay; disclosure of the incarceration; lawsuits against a person in custody; recent releases; payment plan requests), with reasons, citations, closer notes and may_quote_balance. Not legal advice.

For agencies, debt buyers, creditors, servicers and law firms, and anyone running an AI closer or dialer: send as_of (YYYY-MM-DD) and accounts (ref, niche, custody_status incarcerated / pretrial_detention / on_probation / on_parole / recently_released / not_incarcerated / unknown, optional release_date, plus creditor_authority_on_file, dispute_open, bankruptcy_filed, status_verified, court_fine_or_restitution, call_into_facility_planned, facility_staff_contact_planned, supervision_officer_contact_planned, authorized_third_party_on_file, mail_to_facility_planned, envelope_shows_debt_language, trust_account_levy_planned, court_order_obtained, family_payment_request_planned, family_member_cosigned, incarceration_disclosure_planned, supervision_condition_claimed, lawsuit_planned, payment_plan_requested). Each account gets hold / review / ok, reasons with citations (FDCPA and Reg F third-party, place, envelope and false threat rules; Bearden v. Georgia; inmate account and exemption rules; the bankruptcy stay), plain closer notes and whether the closer may quote a balance. Up to 5000 accounts per call. Facts only: names, facility names, inmate / booking / DOC numbers, charges, SSNs and other PII are refused, and nothing is stored. Operations aid, not legal advice.

Price: $0.001 per record after 1,000 free per month.

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