Dialer Employer Debt Protections Check

Live. Employer-driven debt check before dialing (training repayment / stay-or-pay agreements, sign-on and relocation bonus clawbacks, equipment or uniform charges, payroll advances, quit fees): per account hold / review / ok from the facts on file (debt type; how the job ended; no creditor authority; open disputes; bankruptcy; attorney representation; no signed agreement; not prorated for time served; above actual cost; final-wage withholding; state stay-or-pay limits; credit reporting; lawsuits; payment plans), and whether the closer may contact the consumer, demand payment or quote a balance, with reason codes and closer notes. Keyless, nothing stored, not legal advice.

For agencies, creditors, debt buyers, employers, staffing and training companies, and anyone running an AI closer or dialer: send as_of (YYYY-MM-DD) and accounts (ref, niche, debt_type training_repayment / sign_on_bonus_clawback / relocation_clawback / equipment_or_uniform / payroll_advance / quit_fee / unknown, separation_type resigned / fired_for_cause / laid_off / unknown, plus yes/no facts: creditor_authority_on_file, dispute_open, bankruptcy_filed, attorney_represented, signed_agreement_on_file, amount_prorated_by_service, amount_exceeds_actual_cost, final_wages_withholding_planned, state_bans_trap, credit_reporting_planned, lawsuit_planned, payment_plan_requested). Get hold / review / ok per account with reasons, citations (FDCPA, Reg F, FLSA 29 CFR 531.35, state wage-payment and stay-or-pay laws, FCRA) and closer notes, plus may_contact_consumer, may_demand_payment and may_quote_balance. Names, employer, supervisor and school names, employee ids, license, account and routing numbers and other PII are refused. Billed per account. Operations aid, not legal advice.

Price: $0.001 per record after 1,000 free per month.

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