Dialer Disability Protections Check

Live. Disability and accommodation check before dialing on credit cards, personal, auto and payday loans, installment purchases, residential leases, private student loans, medical, utility and telecom accounts: per account hold / review / ok from the facts on file (no creditor authority; open disputes; bankruptcy; accommodation requests not yet answered; large print, braille and accessible formats; relay / TTY set-up; preferred-medium requests; capacity concerns and authorized representatives; caregiver contact; exempt SSI, SSDI and VA disability income; benefits agency threats; medical records requests; disability discharge and credit disability insurance; call-time accommodations; payment plans) and whether the closer may quote a balance. $0.0005 per account. Operations aid, not legal advice.

For agencies, debt buyers, creditors, servicers and law firms, and anyone running an AI closer or dialer: send as_of (YYYY-MM-DD) and accounts (ref, niche, need_type none / hearing / speech / vision / cognitive / mental_health / mobility / multiple / unspecified, plus yes/no facts: creditor_authority_on_file, dispute_open, bankruptcy_filed, accommodation_requested, accommodation_provided, alternate_format_requested, alternate_format_sent, relay_or_tty_needed, relay_set_up, preferred_medium_requested, preferred_medium_honored, capacity_concern, authorized_representative_on_file, contact_routed_to_representative, caregiver_contact_planned, exempt_disability_income_only, payment_from_disability_benefits_requested, benefits_agency_report_in_script, medical_records_requested, disability_discharge_possible, credit_disability_insurance_claim_possible, call_planned, call_time_or_length_accommodation, call_time_or_length_accommodation_honored, lawsuit_planned, payment_plan_requested). Returns hold / review / ok per account, may_quote_balance, reason codes with citations and closer notes. Names, diagnoses, conditions, medications, medical records, doctors, benefit claim and VA file numbers, phone and TTY numbers are refused. Nothing is stored. Run Can I Call Now per call. Operations aid only, not legal advice.

Price: $0.001 per record after 1,000 free per month.

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