Dialer Decedent Protections Check

Live. Deceased consumer and estate check before dialing on credit cards, personal, auto and payday loans, installment purchases, residential leases, private student loans, medical, utility and telecom accounts: per account hold / review / ok from the facts on file (no creditor authority; open disputes; bankruptcy; death verification; who the contact is and whether they have authority over the estate or are personally liable; routing to the executor or personal representative; survivor payment and personal-funds requests; life insurance, survivor benefit and non-estate asset demands; funeral and obituary contact; the 30-day period; probate and claim deadlines; insolvent estates; autopay after death; credit reporting; death discharge and credit life insurance; lawsuits; payment plans), whether the closer may discuss the debt with this contact and whether it may quote a balance. $0.0005 per account. Operations aid, not legal advice.

For agencies, debt buyers, creditors, servicers and law firms, and anyone running an AI closer or dialer: send as_of (YYYY-MM-DD) and accounts (ref, niche, contact_role executor_or_personal_representative / administrator / spouse / child / parent / sibling / other_relative / non_relative / unknown, plus yes/no facts: creditor_authority_on_file, dispute_open, bankruptcy_filed, death_verified, representative_on_file, contact_routed_to_representative, contact_has_authority_to_pay_estate_debts, probate_open, claim_deadline_passed, claim_filed, estate_insolvent_or_no_assets, joint_account_or_cosigner, community_property_spouse, necessaries_liability_possible, survivor_payment_requested, survivor_personal_funds_requested, life_insurance_or_survivor_benefit_demand, non_estate_asset_demand, funeral_or_obituary_contact_planned, within_30_days_of_death, call_planned, autopay_or_recurring_charge_active, credit_reporting_planned, death_discharge_possible, credit_life_insurance_possible, lawsuit_planned, payment_plan_requested). Returns hold / review / ok per account, may_discuss_debt_with_contact, may_quote_balance, reason codes with citations and closer notes. Names, death certificate, probate case and policy numbers, dates of birth or death, funeral homes and obituaries are refused. Nothing is stored. Run Can I Call Now per call. Operations aid only, not legal advice.

Price: $0.001 per record after 1,000 free per month.

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