Dialer Debt Relief Protections Check

Live. Debt relief, debt management plan and debt settlement check before dialing: per account hold / review / ok from the facts on file (no creditor authority; open disputes; bankruptcy; attorney representation; attorney-led settlement; enrollment type unknown; written third-party authorization on file or missing; consumer asked for contact through the relief company; DMP proposal pending, accepted or rejected; active or lapsed plan payments; fees or interest added since enrollment; collector relief fees or paid referrals; settlement offers; lawsuits; payment plans), whether the closer may contact the consumer directly, must route through the relief company, may discuss the account with it or may quote a balance, with reason codes and closer notes. Keyless, nothing stored.

For agencies, creditors, debt buyers, collection law firms and servicers, and anyone running an AI closer or dialer: send as_of (YYYY-MM-DD) and accounts (ref, niche, enrollment_type none / nonprofit_dmp / debt_settlement / for_profit_debt_management / attorney_led_settlement / unknown, proposal_status none / pending / accepted / rejected, last_plan_payment_date, plus yes/no facts: creditor_authority_on_file, dispute_open, bankruptcy_filed, attorney_represented, third_party_authorization_on_file, consumer_asked_contact_via_relief_company, plan_payments_being_received, settlement_offer_pending, lawsuit_planned, payment_plan_requested, fees_or_interest_added_since_enrollment, collector_fee_or_referral_planned). Get back hold / review / ok per account, may_contact_consumer_directly, must_route_to_relief_company, may_discuss_with_relief_company and may_quote_balance, reason codes with citations (FDCPA 1692c(a)(2), 1692c(b), 1692e, 1692f(1), 1692g(b); Reg F 1006.6, 1006.18; TSR 16 CFR 310.4(a)(5); 11 U.S.C. 362(a)) and plain closer notes, plus a summary. No names, phone numbers, relief company names or account numbers accepted; refs only. Not legal advice.

Price: $0.001 per record after 1,000 free per month.

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