Dialer Coerced Debt Protections Check

Live. Coerced debt and survivor safety check before dialing consumers who say an abusive partner or family member forced, pressured or tricked them into a debt, on card, auto, personal loan, utility, telecom, medical, BNPL, payday and overdraft accounts: per account hold / review / ok from the facts on file (no assignment or placement from the creditor; open disputes; documented coerced debt claims; state coerced debt laws; identity theft reports; phones or emails shared with the alleged abuser; protective orders; address confidentiality program participants; the alleged abuser as co-obligor; safe-channel requests; credit reporting and debt sales on claimed accounts) and whether the closer may quote a balance. Not legal advice.

For agencies, servicers, lenders and creditors, and anyone running an AI closer or dialer, when a consumer raises coerced or abuse-related debt: send as_of (YYYY-MM-DD) and accounts (ref, niche, optional claim_received_date, plus creditor_authority_on_file, dispute_open, coerced_debt_claimed, coerced_debt_statement_received, coerced_debt_documentation_received, state_coerced_debt_law_applies, identity_theft_report_filed, contact_channel_shared_with_abuser, protective_order_in_place, address_confidentiality_participant, alleged_abuser_is_coobligor, safe_channel_requested, credit_reporting_planned, sale_or_placement_planned). Get hold / review / ok per account, may_quote_balance, reason codes with citations and closer notes. No names of consumers or alleged abusers, phone numbers, addresses, substitute addresses, ACP, police, FTC, court or order numbers, statements, account numbers or notes are accepted. Nothing is stored. Not legal advice; state laws vary.

Price: $0.001 per record after 1,000 free per month.

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