Dialer Benefit Protections Check

Live. Benefit protections check before dialing medical, nursing home, military, bankruptcy, credit-reported and federal accounts: per account hold / review / ok from the facts on file (QMB enrollee billed Medicare deductibles or coinsurance, Medicaid enrollee billed the balance after Medicaid paid, a relative or representative billed personally for a nursing home resident, SCRA 6% cap not applied back to the start of service or the request wrongly refused, co-signer contacted during a Chapter 13 co-debtor stay, disputed debt reported without the dispute flag, federal benefit offset above the 15% / $750 limit or on SSI or VA benefits), whether the AI closer may quote a balance, with reason codes and the notes your closer must follow.

For medical providers and billing companies, nursing homes, lenders serving servicemembers, auto and card lenders, furnishers, federal debt servicers, debt buyers and agencies running an AI closer or dialer: send as_of (YYYY-MM-DD) and accounts (ref, niche, state, plus qmb_enrolled, billed_medicare_cost_sharing, medicaid_enrolled, medicaid_paid_claim, service_covered_by_medicaid, billed_balance_after_medicaid, nursing_home_debt, third_party_billed_personally, third_party_signed_guarantee, resident_funds_misused, active_duty_servicemember, obligation_predates_service, interest_rate_pct, rate_cap_requested, cap_applied_from_service_start, excess_interest_forgiven, cap_request_denied, cap_request_date, service_start_date, service_end_date, chapter13_open, has_codebtor, consumer_debt, codebtor_contact_planned, relief_from_codebtor_stay, disputed, reports_to_bureaus, dispute_flag_reported, federal_debt, treasury_offset_planned, benefit_type social_security / ssdi / ssi / federal_retirement / va / railroad / other / none, monthly_benefit_amount, planned_offset_amount). Get per account hold (fix it before any call), review (confirm first) or ok, with reason codes, Medicaid / Medicare, nursing home, SCRA, Bankruptcy Code, FCRA, Treasury offset and FDCPA / Regulation F citations, closer notes and may_quote_balance, plus totals by reason. Pair with Dialer Collateral Protections Check and Can Call Now. Refs, states, dates, yes/no facts and amounts only; phones, names, addresses, card, loan and claim numbers, Medicare and Medicaid numbers, facility and provider names, ranks, notes and keys are refused. Nothing stored. Operations aid, not legal advice.

Price: $0.001 per record after 1,000 free per month.

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