Dialer Benefit Overpayment Protections Check
Live. Public benefit overpayment check before dialing (unemployment, SNAP / TANF overissuance, Social Security, SSI, VA): per account hold / review / ok from the facts on file (program; determination; no creditor authority; open disputes; bankruptcy; attorney representation; no overpayment notice; pending waiver requests or appeals; open appeal windows; paused recovery; agency-error or fraud findings; penalties or interest on non-fraud overpayments; offsets beyond the program limit; payment plans), and whether the closer may contact the consumer, demand payment or quote a balance, with reason codes and closer notes. Keyless, nothing stored, not legal advice.
For agencies, state and federal program contractors, debt buyers and anyone running an AI closer or dialer on benefit overpayments: send as_of (YYYY-MM-DD) and accounts (ref, niche, program ui / snap / tanf / ssa / ssi / va / other / unknown, determination non_fraud / fraud / agency_error / unknown, plus yes/no facts: creditor_authority_on_file, dispute_open, bankruptcy_filed, attorney_represented, notice_sent, waiver_requested, waiver_pending, appeal_pending, appeal_window_open, recovery_paused, offset_planned, offset_within_limit, penalty_or_interest_added, payment_plan_requested). Get hold / review / ok per account with reasons, citations (FDCPA, Reg F, 20 CFR 404.506 / 416.550 / 416.571, 7 CFR 273.18, 38 U.S.C. 5302, state UI waiver and offset rules) and closer notes, plus may_contact_consumer, may_demand_payment and may_quote_balance; may_threaten_prosecution is always false. Claimant, beneficiary, caseworker and agency names, SSNs, claim / case / VA file numbers, benefit and overpayment amounts, addresses, account and routing numbers and other PII are refused. Billed per account. Operations aid, not legal advice.
Price: $0.001 per record after 1,000 free per month.
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