Dialer Auto Repair Protections Check

Live. Auto-repair / body-shop / mechanic written-estimate overrun check before dialing (auto repair, body shop, mechanic, repair shop, home-repair shop balances, written estimates, parts/labor authorization, mechanic's liens, tear-down / diagnostic fees): per account hold / review / ok from the facts on file (account type; no creditor authority; missing estimate; overrun without consent; unauthorized parts/labor; vehicle held for overrun; lien sale threatened without notice; tear-down fee undisclosed; disputes; attorney; bankruptcy), plus whether the closer may contact, demand payment, quote a balance or add fees. Never bills over a written estimate without consent, never claims the estimate doesn't matter, never bills unauthorized parts/labor, never threatens a lien sale without notice, never holds the vehicle as ransom for an unauthorized overrun, never springs an undisclosed tear-down fee. Facts only, nothing stored. Not for funeral, movers, self-storage, credit-repair, mail-order, warranty or tow/impound.

For auto-repair shops, body shops, mechanics, agencies and anyone running an AI closer or dialer on repair balances: send as_of (YYYY-MM-DD) and accounts (ref, niche auto_repair / generic, account_type repair_bill / estimate_overrun / diagnostic_fee / lien_hold / other / unknown, plus yes/no facts: creditor_authority_on_file, estimate_on_file, overrun_authorized, overrun_billed, unauthorized_parts_labor, vehicle_held_for_overrun, lien_sale_threatened_no_notice, tear_down_fee_undisclosed, dispute_open, bankruptcy_filed, attorney_represented, consumer_purpose, payment_plan_requested). Get hold / review / ok per account with reason codes, citations (the FDCPA and Reg F, state motor vehicle / home repair written-estimate and consent laws e.g. Cal. Bus. & Prof. Code 9884.9, mechanic's lien notice rules, 11 U.S.C. 362) and closer notes, and may_contact, may_demand_payment, may_quote_balance and may_add_fees flags (may_hold_vehicle and may_threaten_lien_sale are always false; may_add_fees is always false). Refs and yes/no facts only: consumer names, shop names, VINs, plates, amounts and PII are refused. Billed per account (up to 5000, minimum 1); nothing stored. Operations aid, not legal advice. Not for funeral, movers, self-storage, credit-repair, mail-order, warranty or tow/impound.

Price: $0.001 per record after 1,000 free per month.

DebtLayer · Tools · Free tools · Docs · support@debtlayer.io