Dialer Arbitration Clause Check

Live. Arbitration clause check before dialing card, BNPL, auto, installment, telecom and mortgage accounts: per account hold / review / ok from the arbitration facts on file (arbitration pending or award on file, Military Lending Act and mortgage clauses that can't be enforced, clause not documented, opt-out exercised, suit filed while invoking arbitration, consumer fee over the cap, clause added after the account opened, small-claims carve-out), whether the AI closer may mention arbitration at all, with reason codes and the notes your closer must follow.

For card issuers, BNPL providers, auto and installment lenders, telecoms, mortgage servicers and agencies running an AI closer or dialer: send as_of (YYYY-MM-DD), optional consumer_fee_cap (default 250) and accounts (ref, niche, state, plus contract_on_file, has_arbitration_clause, small_claims_carveout, opt_out_exercised, mla_covered, secured_by_dwelling, creditor_suit_filed and clause_added_after_opening yes/no, suit_filed_on, arbitration_status none / demanded_by_consumer / demanded_by_creditor / pending / award, consumer_fee_quoted). Get per account hold (don't call about the balance), review (confirm first) or ok, with reason codes, Military Lending Act, Regulation Z and Federal Arbitration Act waiver citations, closer notes (never say the clause takes away the consumer's rights or small claims, never quote arbitration fees the creditor must pay) and may_mention_arbitration, plus totals by reason. Pair with Dialer Refund Credit Check and Can Call Now. Refs, states, dates, yes/no facts, statuses and fees only; phones, names, addresses, card numbers, clause or contract text, case and docket numbers, notes and keys are refused. Nothing stored. Operations aid, not legal advice.

Price: $0.001 per record after 1,000 free per month.

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