Debt Relief Fee Check

Live. Settling with a debt settlement company, or running one? FTC advance-fee ban, the per-debt fee formula and dedicated account rules.

Send up to 2,000 debt relief enrollments with each enrolled debt, settlement and payment dates, and the fees charged. Applies the FTC Telemarketing Sales Rule, 16 CFR 310.4(a)(5): no fee until a debt is settled under a signed agreement and the customer has paid on it; each fee capped by the proportional share of the total fee or a single fixed percentage of the amount saved; dedicated account terms (insured institution, customer owns funds and interest, unaffiliated administrator, no referral fees, withdraw any time, funds back within 7 business days); the 310.3(a)(1)(viii) disclosures; and coverage of inbound calls from ads and mailers (310.6(b)(5)-(6)) versus face-to-face sales. Returns allowed fees, excess fees to refund and cited findings. Nothing stored; not legal advice.

Price: $0.001 per call after 1,000 free per month.

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