Card Unauthorized Use Check

Live. Card balance includes charges the consumer calls fraud? Reg Z 1026.12(b): the $50 cap and when liability is zero.

Send up to 5,000 credit card accounts with the disputed (unauthorized) amount, the amount used before notice, the amount charged to the cardholder, notice dates (oral, written received, written mailed), whether the card was accepted, the liability notice was given and the issuer can identify the user, card-not-present use, authority or benefit facts, business-card counts and investigation facts. Applies Reg Z 12 CFR 1026.12(b) and 15 U.S.C. 1643: the lesser of $50 or what was used before notice, zero liability when a condition is missing or the card was not present, notice effective when mailed or given, revoked authority, the 10-card business exception, lower state or agreement limits, and no automatic denial for a missing affidavit or police report. Returns maximum cardholder liability, the amount over the limit and cited findings. Nothing stored.

Price: $0.001 per call after 1,000 free per month.

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