Card Payment Allocation Check

Live. Applying a card payment above the minimum? Reg Z 1026.53: highest APR first, deferred-interest balances first in the last two cycles.

Send up to 2,000 card payments with the payment and minimum amounts, any consumer-requested balance, and up to 20 balances each (name, APR, balance after the minimum, deferred interest with cycles remaining, secured, excess actually applied). Applies Reg Z 12 CFR 1026.53 (15 U.S.C. 1666c(b)): excess over the minimum to the highest APR first; deferred-interest balance first in the two cycles before the promotion ends; consumer-requested allocation allowed for deferred-interest or secured balances. Returns the required split and flags payments split differently. Nothing stored; not legal advice.

Price: $0.001 per call after 1,000 free per month.

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