Card Over-the-Limit Fee Check

Live. Card balance includes over-limit fees? Reg Z 1026.56: opt-in, one fee per cycle, three-cycle limit, fees the issuer caused.

Send up to 2,000 credit card accounts with opt-in status and notices (segregated notice, timing for oral or electronic consent, written confirmation, revocation and the cycle it happened, credit-limit conditioning) and up to 120 billing cycles each (over-limit fees charged and amount, limit exceeded, new over-limit transaction, balance brought under the limit by the due date, exceeded only by issuer fees or interest or slow replenishment, statement revocation notice). Applies Reg Z 12 CFR 1026.56 (15 U.S.C. 1637(k)). Returns violation or ok per account and the fees to refund. Nothing stored; not legal advice.

Price: $0.001 per call after 1,000 free per month.

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