Card Due Date Check

Live. Was that card payment late? Reg Z: same due day each month, 21-day statements, 5 p.m. cut-off, next-business-day mail.

Send up to 2,000 credit card accounts with due dates, statement send dates and payments (channel, due date, received date and time, cut-off, branch close, creditor closed for mail, late fee charged, pay-by-method fee). Applies 15 U.S.C. 1637(o) and Reg Z 12 CFR 1026.7(b)(11) (same due day each month, last day allowed), 1026.5(b)(2)(ii) (statements at least 21 days before the due date), 1026.10(b)(2)(ii) (cut-off no earlier than 5 p.m.), 1026.10(b)(3) (same-day branch payments), 1026.10(d) (next-business-day mail), 1026.10(e) (no pay-by-method fees) and 1026.10(f) (60-day change rule). Returns on-time or late per payment and the late fees to reverse. Nothing stored; not legal advice.

Price: $0.001 per call after 1,000 free per month.

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