Billing Error Dispute Gate

Live. Credit card billing-error dispute (Reg Z 1026.13): is it covered, what are the deadlines, and can you collect or report the amount?

Send up to 500 disputes on open-end credit (cards, store cards, lines of credit). Checks whether the consumer's notice is a covered billing-error notice (written, within 60 days of the first statement showing the error, identifies the account and error, not on the payment coupon), the 30-day acknowledgment and two-billing-cycle or 90-day resolution deadlines, whether you may collect or report the disputed amount today, the steps after resolution (corrections, 10-day grace period, reporting a still-disputed amount), missed-deadline warnings and the FCBA $50 forfeiture. Not legal advice. Nothing stored.

Price: $0.001 per call after 1,000 free per month.

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