Arizona Consumer Lender Collection Check

Live. Collecting an Arizona loan of $10,000 or less? ARS 6-613: unlicensed = void; licensee over 36%/24% loses everything to $5,000, finance charges above.

Collecting an Arizona consumer, online or former-payday loan of $10,000 or less? Checks each loan and contact against the Consumer Lender Act: an unlicensed lender's loan is void with no principal, finance charges or fees collectable (ARS 6-613(B)); a licensee above 36% on the first $3,000 / 24% above (6-632) loses everything at $5,000 or less and all finance charges above $5,000 (6-613(A)). Payday authority expired June 30, 2010. Flags collecting void or forfeited amounts (FDCPA 1692e(2)(A), 1692f(1)) and arrest threats. Not legal advice.

Price: $0.001 per call after 1,000 free per month.

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